Group Income Protection

How does Group Income Protection help?

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If you are injured or become seriously ill, the last thing you want to concern yourself with is how you are going to pay your bills whilst you receive treatment or recover. As an employer, you want your team to be to get well quickly, returning to work as soon as they can; you do not want financial worries hindering their recovery.

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Group Income Protection gives your employees an income if they are seriously ill or injured and they are unable to work for a length of time. It helps you pay them a proportion of their income while they recover (normally 80%), ensuring peace of mind for all parties involved. Giving your employees a monthly income that helps them with their outgoings, enabling them to focus on their treatment and recovery. This can give them the best chance of returning to work in a timely manner.

The scheme can be expanded to include National Insurance and Pension contributions, meaning staff do not have to worry about suffering a financial impact later on in life.

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With the scheme covering your employee’s salary, it gives your business the capacity to pay your employees, should they be off work for a significant length of time. This allows you to afford to pay for someone to cover their workload, allowing business to continue unaffected.

What makes us different to other providers?

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It can be difficult to find the best way to provide the insurance products that will deliver the assurance your team needs from the vast array of choices out there. What happens if you missed something? The product you have chosen may not have an adequate level of cover for your industry.

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Some employee benefits providers are only able to make suggestions on the best policy, and all of this generates a feeling of uncertainty that you have not reduced the risk of financial difficulties for your team as you want to.

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Our qualified team of Group Risk Advisors eliminate that uncertainty by drawing on years of experience and a depth of knowledge about the products out there. We pay close attention to your team’s needs and can authoritatively recommend the best financial cover for your employees.