Group Income Protection

Affordable, relevant and simple to administer

Download Group Income Protection Factsheet


Our Group Income Protection scheme provides a replacement income for sick and incapacitated employees. These schemes can help to alleviate money worries and help boost morale, as well as help employers to attract and retain talent within the business.


Almost everybody has monthly outgoings, and if an employee’s income was to stop, they would often find themselves in financial trouble.

Group Income Protection will financially help your employees if they do find themselves unable to work.

By using Group Income Protection, you are helping both your business and employees as it combines a long-term income protection insurance with absence management and workplace support. Our approach to handling employee absences is built on the established premise that the earlier the intervention, the better the outcomes.


The monthly benefit is paid when a life covered by the insurance becomes unable to do their job due to sickness or injury.

The policy is arranged on a life of another basis meaning that it is owned by the company, and so when a claim is made, the benefit is paid directly to the business. Your business may then use the money to provide the employee with a replacement of any lost pay due to being off with sickness or injury.

The maximum benefits are calculated on up to 80% of the employee’s taxable income before incapacity and can also cover contributions to the insured person’s pension by the company and the employers National Insurance contributions.

At bravo benefits, we provide employee benefits with a real difference, working with over 16,500 employers and counting across the UK. Today, more companies are investing in employee protection in order to protect their workforce. This is where we can help. If you are interested in providing your employees with Group Income Protection, talk to a member of our team today on 0330 333 9100 or email us on

Why Choose this Scheme?

Protecting families

The Group Income Protection scheme provide financial peace of mind for employees and their loved ones in the event the employee is unable to work due to illness or injury

Supporting employees

Our Group Income Protection scheme provides employees with rehabilitation support services to help get an employee back to full health quickly so they can return to work

Flexible Cover

Different terms are available to help compliment and extend employers existing sick pay policy

Choose the best Benefits package for you

Our benefits can be developed into a bespoke package for you. You can pick and choose from our range to find those that most interest you and your employees. Contact us to discuss your options.

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Protect your employees

Give your staff peace of mind and ensure they feel protected. Talk to us about implementing Group Income Protection in your workplace today.