Group Life Insurance

Give your employees financial peace of mind

Download Group Life Insurance Factsheet


Group Life Insurance pays out a lump sum or dependant’s pension death benefit to an employees’ family or next of kin in the event of an employee dying whilst employed by an organisation.

The cover is established as a single Group scheme that covers some or all employees within a business with a ‘death in service’ benefit (sum assured). This is usually a multiple of individual employee salary, or as a lump sum flat benefit but can also be paid as a dependent’s pension.


By providing Group Life Insurance to your employees, you can provide financial peace of mind for employees and their loved ones in the event of the employee dying.

The policy is affordable for employers and is hassle-free, with administration kept to the minimum.


Group Life Insurance works in the same way as a regular life insurance policy by paying out a predetermined sum in the event the policyholder dies within the term of a policy. This is usually based on a flat lump sum or multiple of each employee’s salary, e.g. 2, 3 or 4x salary.

The benefit is tax-free provided cover does not exceed more than the employee’s available lifetime allowance.

The employee must be employed by the insured organisation at the time of their death in order for the benefit to be paid out. Group Life Insurance’s death in service schemes are annually renewable contracts which usually run until the employees’ normal retirement age.

Here at Bravo Benefits, we provide a range of benefits to help employers reward their employees, keeping them motivated and feeling valued. By providing your employees with group life insurance, your employees can rest assured knowing their family are taken care of. If you are interested in providing your employees with Group Life Insurance, talk to a member of our team today on 0330 333 9100 or email us on

Why Choose this Scheme?

Protecting Families

Provides financial peace of mind for employees and their loved ones in the event the employee dies

Affordable for Employers

Provides employers with a more cost-effective solution than offering individual life insurance policies


Administration is kept to a minimum for employers

Choose the best Benefits package for you

Our benefits can be developed into a bespoke package for you. You can pick and choose from our range to find those that most interest you and your employees. Contact us to discuss your options.

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Protect your employees

Give your staff peace of mind and ensure they feel protected. Talk to us about implementing Group Insurance Schemes in your workplace today.